This NEWLY RELEASED book explains the basics of saving and introduces ways to begin investing with the goal of achieving financial security over the long term.
Written in a clear, down-to-earth style, it offers step-by-step guidance that is easy to follow. The message is straightforward: starting a savings plan early in life provides the best chance of successfully reaching financial freedom. Becoming a millionaire can begin with just $100 saved.
The Most Valuable Gift Isn't Money
- It's Wisdom
Meet J Robert
J Robert’s savings journey—from 1976 to 2024—spanned several market crashes, a global pandemic, and historic inflation. The lessons weren't learned overnight—they were earned through decades of research, discipline, setbacks, and long-term growth. What emerged is a clear truth: a consistent, long-term savings plan is the most powerful wealth-building tool for everyday Americans.
Compound growth surges in the final 10-15 years, but most people give up before it kicks in—and struggle later. You don't need a six-figure salary to retire wealthy. You need a plan that will work, the patience to follow it, and the knowledge to know that you only have one shot at making this easy.
In Don't Be Broke When You're Old!, J Robert distills 40 years of experience into a shortcut that is easy to understand. His mission is simple: Help you achieve financial independence using plain English and timeless principles. No jargon, No hype. Just a roadmap that works.